First of all, if you missed my video review of Bankrupt at Birth, you will find the video below. The video shares with you my personal opinion of the book as well as information about Child Identity Theft and a closer look at why it’s important to me.
Like I said in the review, I’ve been discussing Child Identity Theft a lot with my family. Having a teenager online, close to getting his drivers permit and with the ability to purchase certain things online with Visa/American Express Gift Cards, it’s important to let him know the risks of putting his information out there and the risk it places on kids’ identities. I also have a toddler with special needs and this generally means I have a lot of people asking for his information: teachers, instructors, doctors, therapists, etc. So it is equally important for my husband and I to be on the same page on what information we should and shouldn’t be sharing about our children. That is why I wanted to write some pointers on discussing Child Identity Theft with your family and resources where you can get the tools you need to be better informed.
- Set aside some time to talk as a family (or if you have little ones, with your spouse) where you won’t be distracted by cellphones, computers, television, etc.
- Find out how much your significant other and/or teen(s) already are aware of in regards to Identity Theft and if they’ve heard of Child Identity Theft before.
- Print out information or the Free Identity Theft Protection Kit from IsMyKidatRisk.com so that you can have the information on hand and available if there are any questions. There is also information on how you can protect your children at Identity Guard® kID Sure.
- Discuss with your spouse on who you should agree to give your child(rens) SSN number to. Is it required at the school? Does your doctor really need it? Information about school policy and SSN numbers can be found in Bankrupt at Birth by Joe Mason as well as information regarding the safety of physician databases.
- Find a safe place in your house to store identification, such as SSNs and Birth Certificates. A fire/water protective safe would be ideal and is what my family uses!
- If you have teens discuss with them the dangers of giving out their information freely. It is best to just not allow them to have their SSN cards or Birth Certificates until they are completely necessary, but as kids go out into the working world at 16 most begin to learn them.
- Understand that saying “No” is okay. The world will not fall apart if you decline to put your child’s SSN number on a paper. I generally put N/A now and if asked why I didn’t provide their SSN, I ask in response why it is necessary, but most are generally okay and very understanding!
- Know the Signs of Child ID Fraud
- The Why and How of Teaching Your Kids about the Dangers of Identity Theft
- The Financial Consequences of Child ID Theft
This service and the book Bankrupt at Birth were provided to me for review at no charge. In addition I received monetary compensation. All opinions are my own.