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Like many parents, I was afraid of the day I’d have to hand over the keys to my teenager. The idea of putting my 16 year old son (who I have to constantly remind to do everyday tasks) in the drivers seat was a bit terrifying. Preparing a teenager to drive isn’t only about road signs, the right-of-way and how to park properly. It is also about understanding the responsibility a driver has to everyone else on and off the road: drivers, pedestrians, motorcyclists and bicyclists. Smart driving starts long before the key is in hand and the seat belt is on. It begins with Auto Insurance.
We all know that driving without insurance is against the law. Although you cannot add your teen driver to your insurance (typically) until they have their license, you can let your insurer know once they have their permit. Once they do have their license, however, you should add them prior to ever letting them drive your vehicle. New drivers are at greater risk of causing accidents due to impulsiveness, insufficient practical experience and lack of exposure to difficult driving scenarios*.
Adding your teen to your current insurance policy obviously has the potential to raise your rates, so to help you be able to find the best policy for your family (or a stand alone for your teen) AutoInsurance.com offers the ease of comparing quotes and finding the better deal. It’s really easy to use and in no time you can have your teen protected. It may not cover the migraines you will receive while teaching your them to drive, but it will cover the most important thing on the road in the days to come – your child.
AutoInsurance.com is a first-of-its kind and is independently operated as to offer an unbiased coverage options. It also allows for quick searching and comparison; along with the ability to retrieve your current auto insurance policy information and compare it with other carrier quotes. Once you find the best quote for you and your new driver, you have the option to purchase directly through the website or via phone with one of their agents.
On the website, you can also adjust and customize your coverage and see the immediate impact on your quote with the most up-to-date and accurate policy information available. This is important when adding additional drivers. Plus, there is no cost associated with searching and comparing quotes, as well as no obligation to buy or pressure from carriers.
I had looked around at quotes easily and didn’t have to worry about getting bombarded with calls, texts, emails and junk mail for the rest of my life because I wanted to compare quotes. I loved the fact that I could change the coverage options to find the best quote for our family. Although I must note that the full use of the website is only available to residents of: Texas, Arkansas, Oklahoma, Missouri, Louisiana, Tennessee, Mississippi.
The added benefit of comparing quotes on AutoInsurance.com is the lessons that your teen can learn from the process.
- You can allow them to see first hand the process of comparing car insurance policies, the different rate plans available and how those rates can be adjusted.
- You can share with them the vital information of why it’s important to have insurance and what is offered with Minimum, Medium and High Coverage auto insurance plans.
- With Auto Insurance 101 you can show them points on Maintaining Their Insurance, Insurance Laws in their State, The Claims Process and much more.
I had absolutely NO idea about auto insurance when I first started driving. I was a late driver, in my early twenties and navigating it blindly was not something I wish for my child. I love the fact that AutoInsurance.com offers such a simplified way of understanding, comparing and purchasing insurance that he won’t have to deal with the stress that I once had and he has a place that he can go to if he has any questions outside of what I can answer.
So before you hand over the keys to your teen, STOP. Make sure your vehicle, your child and the rest of the people in your community are protected.
You can learn more about the importance being insured and your states regulations on insurance at AutoInsurance.com. To find more information about the service, visit their Facebook Page and/or @AutoInsDotcom & #Compare2Win on Twitter!
*Information about why young drivers are at more risk for accidents comes from the Highway Safety Research Center.