It seems natural that when you start talking about time that you consider age. I don’t know anyone who doesn’t look at time as a measure of counting down or feeling it shorten rather than up and its longevity; so it seems obvious that we’d get to wondering about Long Term Care and how we would eventually take care of ourselves or our immediate family in the future. I’ve had the discussion with my husband so many times because I have a very specific plan in mind for myself. I’ve had plans for my care, life-insurance and so on since I worked at the Funeral Home all those years ago and saw how much pre-planning helped family members. And since I have two health issues that have the possibility of turning into early dementia, well I have to consider these things for myself. It isn’t only the old that need to have the conversation about later-in-life care. Some of us have to take into consideration early preparations.
The numbers are kind of frightening.
Talking about these things with loved ones is pretty difficult. I had to have this talk with my Mother once because she’s had a few strokes and has heart problems, it’s never easy, but I realized afterward that it left a peace knowing that I knew what to do. I think that matters. It matters that I know now what she would want for her own care than later when I may have to figure those things out on my own.
You can read more about what Long Term Care is and the insurance options available on Genworth. Going into the New Year one of my goals is to make sure my family is covered for everything and all the information is locked away in a safe for the far ahead future, hopefully many many New Years from now. It gives me a contentment though. I’m just that kind of person. I need to know things are going to be okay before catastrophe might strike rather than being in the midst and having to worry about something monetary rather than being there for my family – or the other way around.
It’s a New Years Resolution you might consider – the conversation. Knowing what we and the people we love want for later in life is important. What we work towards today benefits our futures, as it is with everything of value in our lives.
Article written using Genworth Financial Educational Resources. All opinions are my own. For more information about Life Insurance, you can visit their website.